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About

Company Profile

UNIM Technology Base is located in Hong Kong, China, and is based on the global market of Internet financial platforms with large transaction volume, high user activity, mature teams and rapid development.

FINTECH

Fintech Market Environment

The total population is huge and there are many young people. The total population of the three countries has reached 2.3 billion. Young people account for about 50% and continue to grow at a population growth rate of more than 3% every year.

  • High bank card coverage Credit card coverage >3% Debit card active users 30%
  • Banks only tend to lend to individuals and businesses with good credit records, making it difficult for ordinary individuals to obtain borrowing services;
  • The gap between rich and poor is huge. The high-income group of 0.1% has a higher proportion of national income than the bottom 50%.
since

2023

Fintech will usher in explosive growth

The online lending market size was approximately US$75 billion in 2018 and is expected to reach US$350 billion in 2023

High penetration rate of smartphones

4G smartphone users are expected to reach 1 billion in 2020 (40% penetration rate)

Popularity of mobile payment

Demonetization drive, nearly 1 billion mobile payment users

What we do

Business Map

From 2019 to 2022, we have been operating in Indonesia, Nigeria, Mexico and other countries, and the following plans are expected to be fully implemented by 2023 to 2024

Perational Objectives

The resident country managers and operations team from the group headquarters provide the world's leading Internet methodology and operation management strategies.

20 million+ serving global users

100 million+ platform transaction volume

What we do

Advertising Team

80 people + experienced overseas promotion, marketing planning and traffic operation team, refined operation to continuously improve the quality and cost-effectiveness of customer acquisition.

What we do

Risk control services

Mature and stable risk control model (own data + joint modeling of hundreds of thousands of peer data) and a well-trained credit review team

What we do

Cooperation Mode

Platform + partner = joint operation mode

“Bigger layout of consumer finance + full license of Finance”

What we do

How do we make money

UNIM is a global market with large trading volume, high user activity, team maturity and rapid development of Internet financial platform. The current market layout covers Indonesia, Nigeria, Mexico and other markets, and the layout of Colombia, Egypt, Pakistan and other emerging markets, committed to providing more local financial services.